FINMIND / PRIVACY
You stay in control of your financial data.
This notice explains what FinMind uses, why it is used and which controls are available.
Data kept on device
Income, spending, budgets, goals, debts, portfolio records and preferences are primarily kept in protected storage on your device.
Features that need a server
With explicit consent, your email may be used for password reset, and report recipients and attachments may be sent through encrypted Ingenium infrastructure. The current financial coach runs locally on your device.
Market and banking services
Market news is based on official sources. Live market data and Open Banking are not currently available. A future bank connection would require separate consent, and bank credentials are not stored by the FinMind app.
Location, receipts and notifications
Location and receipt images are used only for the permission and action you initiate. Low-confidence OCR fields require review. Notification preferences can be changed at any time.
Retention and deletion
Temporary report files are removed after delivery or sharing. You can permanently delete your FinMind account and associated app data in-app from Profile > Delete Account.
Your rights and contact
For access, correction or deletion contact privacy@ingenium-studio.com; for support use support@ingenium-studio.com. Never email passwords, verification codes or financial exports.
Advertising (Free Plan)
In the free plan, a single ad card labelled "Ad" is shown on the home screen through Google AdMob. FinMind Pro has no ads.
Ads are not personalised. The app does not ask for cross-app tracking permission (ATT) and does not use the advertising identifier (IDFA).
Your financial records, balances, transactions, categories and profile details are never shared with the ad network or used to select ads.
The Google Mobile Ads SDK may process approximate location from the IP address, an app-specific device identifier, ad interactions, and crash and performance data to show and measure ads and to prevent abuse. This processing is subject to Google's privacy policy: policies.google.com/technologies/partner-sites
Users in the EU/EEA, the UK and Switzerland are asked for consent through Google's consent form before any ad is shown; you can change this choice in Profile › Privacy › Ad privacy choices.